|Hiring Organization||HDB Financial Services Ltd|
|Post Name||Branch Credit Manager|
|Qualification||Any Graduate, Masters|
|Employment Type||Full Time|
|Work Hours||8 Hours|
|Salary||200000/- To 250000/- Per Year|
|Location||Hyderabad, Telangana, India 500006|
• Evaluating credit proposals covering financial, business, and industrial risk & decisioning of the loan.
• Verifying the promoter’s track record & ascertaining their credit worthiness.
• Analysis of the financial statements of the prospective customer to identify the short-term & long term
• solvency & liquidity position
• To ensure Bounce Rate and Delinquency are within acceptable standards.
• Monitor and enforce approval rate and TAT as per prescribed standards.
• Monitor and ensure that the monthly Branch audit score is satisfactory.
• Vendor Management.
• To conduct customer meetings to evaluate credit proposal
• PDD Tracking and closure
• Compliance to repayment instrument replenishment to ensure regular repayment of EMI
- Manage credit quality and control delinquencies, and frauds. Monitoring Performance
• Managing performance in terms of key drivers i.e.
• Loses / Portfolio quality parameters
• Cost of credit administration
• Employee Productivity
• Strong interpersonal skills which encourage and promote enthusiasm and team spirit.
Any Graduate, Masters
4 to 6 Years
Branch Credit Manager